first time homebuyer rates
48% Savings for First‑Time Buyers Busted Mortgage Rates Myth
There is no 48% discount hiding for first-time homebuyers; the real savings are measured in a few hundred dollars per year, not a dramatic half-price cut. The myth stems from cherry-picked headline rates that ignore loan-term costs, credit-score impacts, and regional variations. Financial Disclaimer: This article is for educational purposes