mortgage rates 7%
Mortgage Rates 7% vs Builder Incentives for First‑Time Buyers
Builder incentives can offset the cost of a 7% mortgage for many first-time buyers, lowering overall out-of-pocket expenses while keeping monthly payments manageable. In September 2026, the average 30-year fixed refinance rate rose to 6.84% according to the Mortgage Research Center. Financial Disclaimer: This article is for educational purposes