refinance timing

refinance timing

Avoid Costly Mistakes After 8‑bp Mortgage Rates Rise

Avoid Costly Mistakes After 8-bp Mortgage Rates Rise Homeowners should avoid rushing to refinance immediately after an 8-basis-point rate increase, because the small bump rarely changes long-term costs. Instead, evaluate timing, budget impact, and broader market forces before committing to a new loan. On July 13, 2026, mortgage rates jumped